The Better-than-a-savings-account
Savings Account
Competitive dividends, no fees, and flexible
access to your funds—because your
savings should work for you.
ABOUT THE MONEY MARKET ACCOUNT
A Money Market Account1,2 is the perfect blend of savings growth and accessibility. With competitive dividend rates and easy digital access, it’s an ideal solution for savers looking to maximize their money without locking it away.
BENEFITS of a money market account
We Build in All the Benefits You Want
TAP TO SEE THE BENEFITS
Competitive Dividend Rates
Enjoy rates that help your money grow faster.
Flexible Access to Your Money
Fee-Free
with Minimum Balance
No fees when you maintain a $2,500 daily balance2.
Monthly Compounded Dividends
Watch your savings
grow as dividends are compounded and paid monthly.
Low Opening Deposit
Start with
as little as $2,500.
Monthly Compounded Dividends
Watch your savings
grow as dividends are compounded and paid monthly.
Low Opening Deposit
Start with
as little as $2,500.
WHO IS IT FOR?
Is a Money Market Account Right for You?
- Want higher yields than a standard savings account?
- Need flexible access to funds for life’s big moments or emergencies?
- Prefer no-fee savings options when maintaining a minimum balance?
Ready to Grow Your Savings?
Open Your Money Market Account Today.
HOW IT WORKS?
Getting started is quick and easy. Here's how it works:
Deposit a minimum of $2,500 to get started.
Use online banking or our mobile app to manage and withdraw your money anytime.
Enjoy monthly compounded dividends that add up fast.
PROTECTION AND FEATURES
Peace of Mind While You Save
Deposits are federally insured for your protection.
Manage your money anytime, anywhere, with digital and mobile banking tools.
No hidden fees or surprises—just great savings.
See Promotion Rules
1You must be a member to open a Money Market account. Not a member yet? Find out if you’re eligible to join!
2$10 monthly service charge if minimum daily balance is not met.
*Credit Union membership eligibility requirements apply. Enter for a chance to win 25.00% Annual Percentage Yield (APY) by opening or depositing into a new or current Money Market Account (individual or business) with a minimum deposit of $2,500.00 during the promotion period from January 21, 2025 to 11:59 p.m. EST., March 31, 2025. The account balance at the time of the drawing will be the amount used to calculate the dividend paid monthly, based on the 25.00% APY. Should your balance decrease throughout the promotion, the 25.00% APY will be paid on the decreased current balance. Any additional deposits will be paid at the current rate for that tier (see tiers and rates below for your account type). Participation is limited to eligible persons/businesses who are 18 years or older and U.S. residents who opens or deposits into a new or current Money Market Account a deposit of $2,500.00 and maintains all accounts in good standing (individual and business accounts must have no negative share balances or delinquent loans) during the period when the member/business opens the account or makes the deposituntil the member/business is monthly paid the prize in full. Employees of the credit union, members of the Board of Directors and Board Committees, and the immediate family members of each residing in a single household are not eligible. Winner/business will be selected in a random drawing to be held by the credit union the week of April 7, 2025 and notified via email within that week. The 25.00% APY will be awarded to One (1) winner/businesses eligible Money Market Account at the end of each month (for 12 months)using the daily balance method, beginning from April 30, 2025 through April 30, 2026. The 25.00% APY will be limited to $100,000.00. Anything over the $100,000.00 will be subject to the current rate for your account type; however, the current rate is subject to change. The least amount the prize will be is $625.00(for a deposit of $2,500.00 with no added deposits or withdrawals made during the year) and the highestamount the prize will be is $25,000.00 (for a deposit of $100,000.00 with no added deposits or withdrawals made during the year). Odds of winning are contingent upon the number of entries, which may be substantial, and the Credit Union makes no assurances about the account owners chance of receiving the prize. Winner/business will be responsible for any tax obligations. Prize is not transferable. If balance goes below $2,500.00 the prize will be forfeited. The rate for the Money Market Account may change after the account is opened. The APY is accurate as of January 1, 2025. Fees could reduce the earnings on the account. Refer to Official Rules for other important information. Only one entry per SSN or EIN. No purchase necessary to win. APCU Center Parc is federally insured by NCUA.
Individual Money Market Account Tiers
1.90% APY - $2,500.00 - $24,999.99
2.15% APY - $25,000.00 - $49,999.99
3.15% APY - $50,000.00 - $99,999.99
3.90% APY - $100,000.00 +
Business Money Market Account Tiers
2.00% APY - $2,500.00 - $24,999.99
2.50% APY - $25,000.00 - $49,999.99
2.75% APY - $50,000.00 - $99,999.99
3.25% APY - $100,000.00 - $249,999.99
4.00% APY - $250,000.00 - $999,999.99
4.25% APY - $1,000,000,000 +