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FINANCE HERE.1
BUY ANYWHERE!

Apply for pre-approval before you shop

Car-buying made easy.

Apply Online in Minutes

FINANCE HERE.1
BUY ANYWHERE!

Apply for pre-approval before you shop

Car-buying made easy.

Apply Online in Minutes

Auto Loans

At APCU/Center Parc, we define a better car-buying experience as one that gives you access to better rates and makes the entire process easy from start to finish. 

BENEFITS

We Build in All the Benefits You Want
Applying for pre-approvals before you shop gives you multiple advantages as you shop:

TAP TO SEE THE BENEFITS

Flexible
Payment
Plans

Life is unpredictable—our customizable payment options ensure your auto loan fits your budget, no matter what comes your way.

No
Application
Fee

Save money right from the start—unlike others, APCU/Center Parc charges no fees to get your loan application moving.

Friendly
Local
Service

Skip the call centers—our friendly, local experts provide personalized support right here in your community.

POWER OF
NEGOTIATION

Sellers will know you are a serious and qualified buyer.

buying
Confidence

You will know exactly how much you can afford.

faster
decisions

With financing in hand, you drive away from the deal sooner.

more
flexibility

Financing at the ready makes it easy to shop a variety of sellers.

customized
financing

You can ensure you have the rate, term and monthly payment that is right for you.

Car-buying made easy.

Protections and Services

Enhance your car-buying or car-ownership experience.

Guaranteed Auto Protection (GAP)2

Cover any difference between the insured amount and your loan balance, should your vehicle be deemed a total loss.

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  • Protect yourself from paying the gap between your insurance payout and the remaining loan balance in case your vehicle is stolen or deemed a total loss.
  • Save potentially thousands by adding GAP to your loan for a minimal cost.

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  • Drive with peace of mind knowing you’re covered against major mechanical breakdowns anywhere in the U.S.
  • Enjoy 24/7 Emergency Roadside Assistance and protection for a wide range of mechanical issues.
  • Avoid high repair costs with no deductible on covered services.

Route 66 Extended Warranty Protection2

Route 66 Extended Warranty is available for any vehicle, even if you don’t finance here.

Debt Protection Coverage2

You and your family can have confidence knowing that your debts will be covered, even if an unfortunate event prevents you from making timely payments.

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  • Safeguard your loan payments in case of unexpected life events.
  • Take control of your finances during challenging times with this added layer of security.

Car-buying made easy.

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Lower Your Monthly Payments with Our
Auto Loan Refinance Options

Refinance and Save Already have an auto loan with another financial institution? It might be time for a change.
At APCU/Center Parc, we pride ourselves on offering competitive rates that are often unmatched by other lenders,
thanks to our not-for-profit status.

Why Refinance with Us?

Reduce Your Interest Rates

Take advantage of lower interest rates to decrease
your monthly payments.

FlexiblePayment Plans

Tailor your loan to better fit your financial situation with
our flexible payment options.

No Application Fee

Switching your auto loan to us won’t cost you anything in
application fees, making the decision to save even easier.

Refinancing your auto loan with APCU/Center Parc not only lowers your monthly payments but also aligns your car financing with a financial institution that puts your needs first. Apply today and start saving tomorrow.

Complete our easy online application now!
Act now to enjoy the better car-buying experience you deserve.

Car-buying made easy.

1Credit Union Membership and credit qualifications apply. A minimum deposit of $1 to a Primary Savings (Share) Account is required to establish membership. This Primary Savings (Share) Account is funded by APCU/Center Parc. The rate may vary depending on each individual’s credit history and underwriting factors. Not all applicants will qualify. Programs, rates, terms, and conditions are subject to change at any time without notice.

2Insurance and warranty products are not products of the Credit Union, and are not obligations of, or guaranteed by, the Credit Union. Insurance and/or warranties may be purchased from an agent or an insurance company of the member’s choice. The Credit Union makes no representations as to the services of any provider.